This applies to all registered plan types including:

  • Registered Retirement Savings Plans (RRSPs)
  • Registered Retirement Income Funds (RRIFs)
  • Tax-Free Savings Accounts (TFSAs)
  • Registered Education Savings Plans (RESPs)
  • Deferred Profit Sharing Plans (DPSPs)

 

Click the links below for copies of the updated Declaration of Trust, Locked-In Addenda and/or Terms and Conditions.
Please save and/or print a copy of your applicable documents for your records.

 

Plan TypeDocumentPDF
Registered Retirement Savings Plan (RRSP)*Declaration of TrustEnglish | French
Registered Retirement Income Fund (RRIF)*Declaration of TrustEnglish | French
Tax-Free Savings Account (TFSA)Declaration of TrustEnglish | French
Registered Education Savings Plan (RESP) – IndividualTerms and ConditionsEnglish | French
Registered Education Savings Plan (RESP) – FamilyTerms and ConditionsEnglish | French
Deferred Profit Sharing Plan (DPSP)Trust AgreementEnglish | French
*If you hold Locked-In account(s), please retrieve your applicable Addenda from the chart below.

 

 

Locked-In Addenda

 

JurisdictionSavings PlansIncome Plans
Alberta
  • Locked-In Retirement Account (LIRA)
    English
British Columbia
  • Locked-In Retirement Account (LIRA)
    English
Federal
  • Locked-In Registered Retirement Savings Plan (LRRSP)
    English | French
  • Restricted Locked-In Savings Plan (RLSP)
    English | French
Manitoba
  • Locked-In Retirement Account (LIRA)
    English
  • Life Income Fund (LIF)
    English
  • Prescribed Registered Retirement Income Fund (PRIF)
    English
New Brunswick
Newfoundland
  • Locked-In Retirement Account (LIRA)
    English
  • Life Income Fund (LIF)
    English
  • Locked-In Retirement Income Fund (LRIF)
    English
Nova Scotia
Ontario
Quebec
Saskatchewan

 

Need assistance?

Please contact our Financial Service Centre at 1-800-792-9355 or e-mail service@ci.com.

Our representatives are available to assist you between 8 a.m. and 8 p.m. ET, Monday to Friday.